Health care is a fear based industry and the public wants to compound the problem with fear based regulation. Ignoring this reality cripples public opinion on the topic and prevents the development of logically superior systems.
If you don't believe me, come up with your own list of things you would buy without knowing the price.
Personally I can't think of anything. And I'm a long way from having the type of wealth to afford that convenience.
But how many here would be more than willing to have a sit down with a doctor to assess some loosely defined or even undefined ailment? Regardless of budget, essential and non essential products and services are dumped on those sitting in the patient chair. Months later, a bill comes in the mail. "Thanks for playing, better luck next time."
A person that can't afford a rent payment is more than willing to have a professional check out the pain in their side with not even a remote guarantee of expense or health care based remedy.
People do this because they're scared. They don't want something bad to happen to their one and only body.
Acknowledge this fear. Do not allow this fear to creep into how we regulate the health care industry.
Fear based regulation will always fail.
Logic based regulation trumps fear based regulation everytime. Consider it a law of the universe.
When someone calls for the inclusion of pre-existing conditions into an insurance policy, acknowledge the fear in their plea.
Can they rationalize the inclusion of a car with pre-existing conditions to their auto insurance policy or extended warranty? If not, then their position on humans with pre-existing conditions is similarly flawed.
I do not discount empathy. I discount bad logic.
Call this industry for what it is so we can advance the discussion.